When you go back to the account screen, you can reconcile you account. This is done by choosing Reconcile from the tools menu. You can then write in the total from your most recent statement.

To view or not to view, that is the question
PocketMoney allows you to create custom filters so you can view only the transactions you want. You create a new filter by selecting Create Custom Filter from the View menu. The form is shown in Figure C.

FIGURE C

Use this to create your Filters.

You can filter by:

• Trans: the Filter for Withdrawals, Deposits, Transfers, Repeating Transactions, or for everything?
• Account: What account is it for, or is it for every account?
• Category: What category should PocketMoney filter?
• To/From: Do you want to filter by the person who gave/received the money?
• ID #: What ID # should it filter?
• From & To: Filter by Date
• Cleared: Should it filter only cleared transactions?

After you fill out the form, press save and give your filter a name. It will then become the default filter. You can choose another filter by choosing Select Custom Filter from the View Menu to show all transactions.

All points bulletin
PocketMoney has an IR (infrared) synchronization feature. If you choose IR Sync from the Options Menu, PocketMoney will beam your register to another Palm OS device. If your spouse wants to where you've been spending money, you can just beam that information, in detail, to him or her.

If you select Preferences from the Options Menu, you can set a four-digit numerical pin code.

PocketMoney doesn't have a desktop application. Instead it saves your records in a PocketMoney folder under your user name. You can then export that file into you financial program on your desktop. You can also import files to the folder.

Check Please
PocketMoney comes with a free tip calculator called Check Please. It's shown in Figure D.

FIGURE D

Check Please lets you calculate your tip, so you don't tip to high or to low.

The user interface is very self explanatory, so I won't go into the details. At the bottom of the screen, there's a button that lets you export the cost of the meal to PocketMoney. This is purely optional.

If you want Check Please, but you don't want PocketMoney, you can download it from the Catamount Web site (at http://www.catamount.com/CheckPleasePalm.html). It costs $5 this way.

For you developers, Catamount has a standard that will allow you to write a program that can share finances with PocketMoney. This is the same thing that is implemented into Check Please. It can be found on the Catamount Web site (at http://www.catamount.com/PocketMoneyPalmPMFPS.txt).

Conclusion
PocketMoney is a very good financial program. I would like to see a real desktop program, but the import/export works fine. It would be cool to be able to select people in your address book to be payees. Also, I would like to see the ability to have a longer password that can contain letters, as you can with Splash Money (at http://www.splashdata.com). If you owned PocketMoney for the Newton, you can upgrade for a $10 discount. Also, you can buy two copies of PocketMoney for only $50.